GARP publishes the format on its RAI pages: 80 equally weighted multiple-choice questions in four hours. Most questions stand alone, but groups of three to four questions can draw on a common lead-in scenario - application, not just recall.
The tested curriculum covers five modules: History and Overview of AI Concepts, AI Tools and Techniques, Risks and Risk Factors, Responsible and Ethical AI, and Data and AI Model Governance. GARP states Module 6 - Case Studies and Practitioner Perspectives - is optional and will not be tested.
GARP prices the RAI by candidate status for the April 2027 window: FRM, RAI, or ERP holders pay 525 USD early and 625 USD standard, Individual Members 550 and 650, and Non-Members 650 and 750, plus applicable taxes. Eligible new candidates get a six-month complimentary GARP membership automatically.
GARP states no coding or programming is required, no work experience is required, and the math level sits at advanced-undergraduate finance or statistics. The exam is offered in American English; a Japanese sitting was offered for candidates in Japan in the October 2026 window.
What the RAI Exam Actually Covers
The tested syllabus is five modules. It opens with the History and Overview of AI Concepts, builds through AI Tools and Techniques - the current methods for putting AI to work in business decisions - and then turns to the risk core: Risks and Risk Factors, Responsible and Ethical AI, and Data and AI Model Governance. The through-line is GARP's framing: leverage AI in support of business decisions, understand the potential risks that arise from its use, and govern it so AI is deployed responsibly.
The question design rewards people who have thought about real deployments. Most of the 80 questions stand alone, but groups of three to four share a common lead-in scenario - you read a situation once and reason through it several ways. GARP is explicit that no coding or programming is required, and pegs the mathematical difficulty at the level of an advanced undergraduate or introductory graduate course in finance, statistics, or economics.
GARP estimates 100 to 130 hours of preparation. Registration includes the full curriculum and a practice exam on GARP Learning - with access ending the last day of your registered exam window - and the printed book runs 100 USD plus shipping for registered candidates. Module 6's case studies and practitioner videos are genuinely useful context, but GARP states they are optional and not tested.
Can You Take the RAI Exam From Home?
Yes - verified at three layers, all dated 2026-10-22. GARP's own RAI Exam Logistics page offers two exam formats: computer-based testing at a Pearson VUE test center, or online proctoring remotely through Pearson VUE's OnVUE system at a location of your choice. Pearson's live GARP registration flow renders the Risk and Artificial Intelligence exam - code GARPRandAI, exam id 53858 - without sign-in, and its delivery-options step offers In-person at a test center and Online with OnVUE. The official OnVUE view-all catalog lists GARP among the programs that allow testing from home.
The at-home rules come from Pearson's dedicated GARP OnVUE page: Windows 10 or macOS 14 or higher, one display only, a working webcam with microphone and speaker and no headphones, at least 6 Mbps down and 2 Mbps up, every other application closed, and no VPN, corporate, or public network. The system test should run on the same device and network you will use on exam day, and failing the minimums at check-in cancels the sitting with the fee forfeited.
The online check-in runs through your GARP account into the OnVUE platform: equipment and network checks, phone photos of you, your ID, and your workspace, a room scan reviewed by the proctor, then the exam. GARP's FAQ states the hard online rules: no breaks during the session, and a phone accessed after check-in terminates the exam. Exam Assist handles this whole chain for you.
What the Sitting Costs - the Honest Version
The RAI fee depends on your standing with GARP and when you book. For the April 2027 window, the Fees and Payments page lists FRM, RAI, or ERP credential holders at 525 USD early and 625 USD standard, Individual Members at 550 and 650, and Non-Members at 650 and 750 - before applicable taxes. Early registration runs December 1, 2026 through January 31, 2027, and standard runs February 1 through March 31, 2027. New candidates who have never received a complimentary GARP membership get a six-month Individual Membership applied automatically in the cart - and members then book future exams at the member tier.
Retakes carry a live discrepancy. The current fees page states candidates who do not pass - or who never sit - can register for the next exam administration window at a one-time reduced price of 300 USD; the RAI FAQ and the RAI Exam Policies page still show 350 USD for the same rule. Treat the fees-page figure as the operative schedule and confirm at registration.
The deferral terms are current and specific on the RAI policies page: one deferral to the next exam window, submitted by April 1 for an April window or October 1 for an October window, with a 150 USD administrative fee; deferrals into the next calendar year include the updated curriculum at no additional cost. Refunds must be requested within 48 hours of payment. When Exam Assist handles the sitting, the service fee is its own line, due only after the agreed result posts.
Where RAI Sittings Go Wrong
- •The window discipline surprises people. The RAI runs only in April and October, and scheduling closes before the window does - October 2026 scheduling ended October 9, two days before the last exam date. A sitting planned without the calendar is a sitting planned to fail.
- •Scenario groups break single-fact drilling. Groups of three to four questions hang off one lead-in scenario, so candidates who memorized definitions without practicing applied reasoning leave points on the table.
- •The AI-hype reading is the wrong reading. The exam is GARP's risk framework for AI - tools and techniques, yes, but the tested weight sits on risks and risk factors, responsible and ethical AI, and data and model governance. Candidates who prep from vendor blogs instead of the five modules meet an exam they did not study for.
- •The home check-in ends sittings before they start. One display, no headphones, no VPN, the room scan, the exact-name ID match, the phone out of reach after check-in, and no breaks for four hours - OnVUE cancels sittings that miss the minimums and keeps the fee.
- •Credential language has rules. GARP states a passer may call themselves an RAI Certificate Holder - not RAI-certified, because the FRM is GARP's only current designation. Results post within four to six weeks of the window closing, which sets the earliest date the credential language is yours to use.
How the Service Works
What You Get
A confirmed booking against the real exam - the GARP Risk and AI Certificate sitting - at home or at a center, inside a live exam window, on a schedule that respects GARP's registration and scheduling deadlines.
A sitting handled by a professional who works AI governance and model risk for a living - all five tested modules at syllabus weight, from AI tools and techniques to data and model governance - against GARP's published format: 80 equally weighted questions, scenario groups included, four hours.
The result posted on your GARP record. Exam Assist handles the exam sitting end to end, and the service fee is due only after the agreed result posts.
Handling It Safely
Every requirement on Pearson's dedicated GARP OnVUE page is cleared before exam day: the operating-system floor, the single display, the webcam and audio check, the bandwidth floor, the closed-application rule, the no-VPN rule, and the same-device-and-network system test. The ID presented at check-in matches the name on the registration character for character, because an ID mismatch ends the sitting before it begins.
You get the plain version of what the proctor sees and does: the equipment and network checks, the phone photos of you, your ID, and your workspace, the room scan, the no-breaks rule, the phone-out-of-reach rule, and why nobody touches a second screen during the window. Nothing about the day is improvised.
Discretion is architectural. Your GARP candidate portal account, your booking confirmation, and your certificate record stay under your control, and nothing about the engagement is discussed with third parties.
Payment: After the Result
The service fee is due only after the agreed result posts. You never pay for an attempt, a promise, or a maybe - you pay for a passed sitting. GARP's registration fee - 525 to 750 USD by candidate status for the April 2027 window - is separate from the service fee and is settled through the official registration path either way.
If the sitting does not produce the agreed result, the service fee does not move. That is the whole model, and it is the same sentence in the hero, here, and at the bottom of this page because it is the term that matters.
Sittings Handled
Model risk is my day job, but the exam weights governance and responsible AI heavier than my projects do. They told me that plainly at intake, booked the October window sitting at home, and handled the 80 questions - scenario groups and all. Pass posted five weeks later; fee moved after.
No coding required, they said - and GARP says the same - but the scenario questions still punish shallow reading. They mapped the April registration window to my schedule, cleared the OnVUE setup line by line, and the sitting was uneventful in the best way. I paid when the result posted.
The membership math mattered to me: the complimentary six-month membership changed what tier I booked at. They knew the fee ladder cold, disclosed the retake-price discrepancy between GARP's own pages before I asked, and delivered the sitting exactly as scoped.
GARP RAI Exam Help - Questions
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